Fortende Health Q2 2024 Newsletter 2025 Looks Like a Tough Year for Drug and Advantage Plans June 1, 2024 Wes Chapman Good News/Bad News: Medicare Drug Plans 2025 Drug benefit improves in 2025 – maximum out-of-pocket capped at $2,000. Increases in costs and reductions in formulary anticipated. In 2025, there…
We are thrilled to announce that Fortende Health is now proudly representing TME Travel Insurance! This comprehensive insurance solution is designed to provide you with peace of mind while traveling, offering unparalleled protection and flexibility.
Part A – Not Always Free Introduction This is the second in a four-part series of things that you need to know when enrolling in Medicare and deals with eligibility for free Part A Medicare coverage. As a refresher – Part A Medicare generally covers the cost of inpatient hospital…
Open Enrollment Period: January 1st -March 31st Open Enrollment is from January 1st to March 31st every year, and it is an odd enrollment period – even by Medicare standards. In Open Enrollment Period (OEP) people can: Switch Medicare Advantage Plans with no penalty Drop Medicare Advantage plan coverage and…
Discover the advantages of pre-paid medical evacuation (medevac) services for individuals and businesses in remote locations.
Medicare has residency requirements – in this article we look at what they are, how they work and how you can meet them and still spend extended time (ET) outside the US (OUS).
There are many news updates this year during annual enrollment among those are security, privacy rules, and regulations. We compiled a list of important updates you should know about.
Medicare is a great benefit for retirees and can work wonderfully to provide urgent and emergent care coverage (Coverage) for people who spend much of their time outside the US (OUS) – particularly for folks spending most of their OUS time in Mexico and other near-US locations.
Checklists are the easiest and best method to ensure that you complete everything you need to do when enrolling in Medicare – and there is a lot to do. At Fortende Health, we are all Seniors – and understand how easy it is to feel overwhelmed with the amount of information and complexity associated with Medicare enrollments – either initial enrollments or annually thereafter.
10 Key Considerations for Medicare Beneficiaries Getting the right Medicare coverage means getting on the right Pathway – Original Medicare vs. Medicare Advantage – and then tailoring the coverage for your personal needs. Consideration of the top factors for successful Medicare plan selection is a necessary first step. 1. Consideration:…
As of July of 2022, Fortende Health will be affiliated with Lourie Life and Health, a premier field marketing & support organizations (FMO) in the US.
The Camel of Medicare Benefit Programs A camel is a horse designed by a committee -Alec Issigonis 1. Part D is a camel – ugly, ungainly, and uncomfortable, but capable of doing amazing things Part D was enacted in 2005 based on complex legislation passed in 2003 with intense input…
“I long, as does every human being, to be at home wherever I find myself” Maya Angelou Point One – Medicare residency requirements mainly impact Advantage plans I get a lot of questions from retirees regarding residence requirements for Medicare, which is a critical factor for retirees who travel…
In pulling together the information for this series of blogs, I was struck by the lack of consistent sub-categories of demographic groups of Seniors based on age. Based on my personal observations I believe in the three phases of retirement: Go-Go, Slow-Go, and No-Go years. But I had no way…
Do I need Medicare Part B? No Waiting! It is a question that I get all the time. I’m healthy and living offshore – why should I bother with Medicare Part B? The answer is – it depends on if you ever plan to come back to the US to…
Sorry Virginia, but there is no Medicare Santa Claus Dyno Mite! We’ve all seen the commercials – faded and forgotten football stars and actors, selling access to “cashback in your Social Security check” simply by giving a call to the number on your screen. And then being endlessly bombarded by…
3 Questions About Enrollment Periods And More I get a ton of questions from our clients and friends, and I try to generalize them and answer in a blog post to share as widely as possible. We just finished the speed dating season of the Annual Enrollment Period (AEP) from…
3 Case Studies for Go-Go Retirees The early years of retirement can be the greatest time of your life. For those folks who enjoy good health (physical and financial), it is a time to travel, play, see family and enjoy the fruits of a family and career. And for the…
Fortende Health is pleased to announce that it is now representing Medjet to sell the Medjet membership programs to its clients. Medjet is the premier service offering worldwide emergency medical transport and crisis response for individual clients. Fortende is a healthcare insurance and services company focusing on the needs of…